Oct. 23 Benefits Fair hosts financial reps

This year’s fair will be important to employees considering 2003 plan changes and premium increases. It will give them a chance to “shop plans” and select the one that best meets their insurance needs. Employees can save for retirement on a pretax basis.

Where does one begin? First, review changes in the plan in which you are currently enrolled. Pay particular attention to increases in premiums and changes in coverage and pharmaceutical copayments. Go to http://www.wsu.edu/benpay/benefits.htm, then link to the Health Care Authority to get the details. From there select PEBB Open Enrollment.

Bring your questions to the Benefits Fair where you can visit with representatives from the various health-care vendors:

• Washington State Deferred Compensation Plan.
• Lincoln Financial Group — Cynthia Kwock, senior retirement consultant, will have information on Lincoln’s Supplemental Retirement Annuity Plan. If you cannot attend, send your questions to ckwock@LNC.com, or stop by Benefit Services for a packet of information.

• TIAA-CREF — Representatives can discuss retirement planning, tax-deferred savings or managing investments. Faculty and administrative professional staff have their WSU Retirement Plan, but classified staff may also benefit by investing in a Supplemental Retirement Account. To schedule appointments, call (877) 209-3142, or log into www.tiaa-cref.org/moc sometime during Oct. 8 – 10 and select a time.

Tax law changes allow more deferral contributions with even greater flexibility. Research your options so you can make informed decisions during open enrollment in November.

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